Why Are Insurance Companies Allowed To Deny Coverage Of Life Saving Procedures Because It’s Cost Effective?
I am not sure that I am totally for universal health care.
However I do think something needs to be done about private insurance companies denying life saving procedures because of cost and this causing the consumer to either #1. Bankrupt themselves trying to cover the cost themselves. OR #2. Die.
There have been insurance company supervisors who have testified before Congress that they have made these decisions and the insurance companies have pressured them into making these decisions more and more.
Do you think this is acceptable?
Unacceptable and UnAmerican.
Universal isn’t the answer either, have you dealt with Medicare/Medicaid? Nightmare.
Its business suits without a soul deciding this, real life grim reapers.
Somebody needs to clean it up now. It can get worse.
It is 100% unacceptable for a person who isn’t a physician, to make these decisions. We have doctors for a reason. Generally we trust their judgment. Why should some administrator, sitting in an office all day, determine what’s best for my health? The current system isn’t working very well.
Read the fine print and don’t sign anything you don’t understand in full.
HMO’s pulled out of Florida because they were going broke. Those seniors were at the doctors almost every day. Any one who has seniors around them know that most of their social life is to and from the doctor. The end of life care is very very expensive and most of the expense in health care can be attributed to this. Many procedures are performed and the outcome will still be the same. But, 70 years old today is not like it used to be and I certainly don’t want to be denied a bypass because of my age. The government can’t do anything cheaper, that is why private practice is where this needs to stay. We need to look at the insurance companies and the lawyers who get rich VIA the insurance companies. The medical field and we the patients are paying high costs because of them.
it’s ridiculous…
anyone who thinks our health care system is fine really doesn’t know anything about our health care system…
we have a decision to make as a nation… money or people… which is more important… the funny thing is… those that say “money” are the one’s that cry about our declining morals?
Unless you have all the facts straight, this is a ridiculous question. There are a lot of factors involved. Factors like, the amount of coverage a person contracted for and if the claims exceed that coverage. Or, if there was a pre-existing condition that in a waiting period when the claim occured for that condition. The bottom line is, get your private healthcare plan early when you are young and healthy before you get a “Pre-existing Condition” and you will be covered. Also, insure yourself like you would your car or house or better. Do it early in life so your premiums will be lower. In order to stay competitive, insurance companies offer some sweet deals. But, they won’t insure a barn after the lantern is already kicked over. Would you?